UMAL

Operating solely in the best interests of its Members, designed to be both a time and cost efficient facility where all funds are utilised for the benefit of Members the accumulated surpluses are either returned to Members or retained as Members funds. All classes of cover are offered in a managed packaged solution, ranging from material damage and business interruption (including terrorism) to liability covers, including professional indemnity and clinical trials. Other classes include personal accident and travel with employers’ liability insurance arranged in partnership with insurers. Comprehensive claims handling and risk survey services are included.

Many of the services that would entail additional costs for Universities or Colleges in a traditional insurance placement, are included as standard in the UMAL package. All of our risk support services are designed to assist Members in terms of containing/reducing cost by understanding and improving risk.

Over 150 FE and HE institutions participate in UMAL for 2014-2015. We invite institutions considering the mutual to approach any of these for a reference.

Hasilwood Management Services Ltd (HMSL), a professional insurance intermediary – which is owned by UMAL – operates alongside UMAL and has access to the entire insurance market; both are Financial Conduct Authority registered.

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